Pool Heating Cost Calculator

Work out what it costs to hold your pool at swimming temperature, from your pool and your climate.

Heat pumps

The nameplate is a rating-condition number

A pool heat pump moves heat out of the outdoor air and into your water. That is why it is cheap to run and why its performance collapses exactly when the season gets interesting. Advertised capacity and coefficient of performance are measured at a named rating condition, two of the three AHRI conditions are 80.6 °F air, and the gap between a warm rating condition and a cool morning is the whole story.

Price defaults: electricity is historical May 2026 state averages (EIA marks them preliminary) from the archived July 2026 Electric Power Monthly (archived issue); natural gas is 2025 annual state averages from the EIA release of September 30, 2026. They are historical averages, not today's rates; the energy prices page has the sources, and every calculator that asks for a price takes the one off your own bill.

The rating point

AHRI Standard 1160-2014, Performance Rating of Heat Pump Pool Heaters, "High Air Temperature - Mid Humidity" rating condition: 80.6 F dry bulb, 71.2 F wet bulb (63 percent relative humidity), 80 F entering water, as tabulated by the U.S. Department of Energy, Pool Heaters final rule technical support document (2023-03-31), Table 3.5.5, page 3-8, which names it the condition the DOE test procedure uses.

Read that again: the air is 80.6 °F. That condition is a warm afternoon in which few people need pool heat. A unit advertised at 125,000 BTU per hour and a coefficient of performance of 5.5 at that condition is describing that afternoon, not a 58 °F spring morning.

This model uses that High Air Temperature - Mid Humidity condition as its reference. The same DOE table lists two other AHRI 1160-2014 conditions, High Air Temperature - High Humidity (80.6 F dry bulb, 75.8 F wet bulb) and Low Air Temperature - Mid Humidity (50.0 F dry bulb, 44.3 F wet bulb), and a manufacturer may publish COP at one or all of them. Check which condition the manufacturer states for the COP you enter, and match it to this reference condition before comparing results.

What happens as the air cools

Two things degrade together, at different rates. Capacity falls fastest: there is less heat available in colder air, and the refrigerant cycle has to work across a wider lift. Coefficient of performance falls more gently, because as the machine moves less heat it also draws less power. Below a cutoff temperature the unit either shuts down on its own control or ices its evaporator and stops being useful.

A 125,000 Btu/h nameplate unit derated across the season, at 15.23 cents per kWh in AZ
Air temperatureDelivered capacityCoefficient of performanceCost per million Btu
80.6 °F125,000 Btu/h5.50$8.12
75.0 °F112,750 Btu/h5.10$8.75
70.0 °F101,813 Btu/h4.74$9.41
65.0 °F90,875 Btu/h4.38$10.18
60.0 °F79,938 Btu/h4.03$11.08
55.0 °F69,000 Btu/h3.67$12.16
50.0 °F58,063 Btu/h3.31$13.48
45.0 °Foff——

Between the rating point and 50 °F air, delivered capacity falls to 46% of nameplate. If your sizing calculation said you needed 110,594 BTU per hour in the coldest month of your season, and that month runs near 50 °F air, then you need a nameplate rating of roughly 238,093 BTU per hour to actually deliver it.

Derate your own unit

If your datasheet publishes capacity at two air temperatures, work out the real slope between them and type it in — that replaces the default assumption outright.

Take this from the sizing page rather than guessing.

Delivered capacity at that air temperature 84,313 Btu/h67% of nameplate

Coefficient of performance there 4.17delivered heat divided by electricity in

Cost of a million delivered Btu $10.70at your electricity price

Nameplate you would have to buy 163,964 Btu/hto cover that load at that air temperature

Your season, month by month

Default pool, Phoenix, AZ, April to October
MonthMean airCoefficient of performanceDelivered capacityElectricity used
April69.1 °F4.6899,839 Btu/h3,102 kWh
May78.7 °F5.36120,748 Btu/h2,029 kWh
June89.5 °F6.14143,750 Btu/h1,089 kWh
July93.0 °F6.32143,750 Btu/h305 kWh
August91.3 °F6.27143,750 Btu/h320 kWh
September85.9 °F5.88136,694 Btu/h1,179 kWh
October74.2 °F5.04110,904 Btu/h2,888 kWh

Seasonal coefficient of performance across the whole run, meaning heat delivered divided by electricity used with each month at its own COP: 5.27, against a rated 5.5. That difference is not a defect and it is not a manufacturer exaggerating. It is what happens when you take a machine rated on a warm afternoon and run it through a real spring.

What this means when you shop

  • Size on your coldest season month, not on the rating point. Using this site's default derate, a unit that exactly meets your load at 80.6 °F air delivers roughly half that at 50 °F air.
  • A titanium heat exchanger is about water chemistry, not efficiency. It does not change any number on this page; it changes how many seasons the unit survives salt and unbalanced water.
  • The dedicated circuit matters. Pool heat pumps draw a large, continuous load for many hours. That is an electrician's line item and it belongs in the install cost you take to the payback page.
  • Slow is the design, not a fault. A heat pump sized to the maintain load will hold your pool all season and will take a day and a half to bring it up from cold. If that is unacceptable, the honest comparison is against gas, not against a bigger heat pump.